Tag Archives: flood zone

Estimate The Costs Of Flood Damage To Your Home

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Why you need a flood survey before building a home?

The tool below allows you to calculate the costs of flooding. Select a home size that approximates yours and then slide the blue button up or down for the expected depth of flooding.

What can a flood survey do for you?

A flood survey can be done by your local land surveyor. This will help you in making important decisions such as buying a property and building your home. Through a flood survey, you get to save thousands of dollars worth of property. Also, you get to protect your family and achieve that peace of mind that everything you've worked hard for is safe. A

Call Montgomery Land Surveying TODAY for a free flood risk assessment of your home. We will review the flood maps in your area and advise whether we recommend a flood survey. CALL US TODAY at  (334) 625-9540 or fill out a contact form request. Our flood survey report will give You Peace of Mind.

How To Find Your Home On FEMA’s Flood Insurance Rate Maps

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What is are FEMA flood maps?

flood mapsFEMA's Flood Insurance Rate Maps (FIRMs) or just Flood Maps are provided after a flood risk assessment has been completed or updated for a community.  This study is known as a Flood Insurance Study.  The FIRM gives you the Base Flood Elevations (BFEs) and insurance risk zones in addition to floodplain boundaries.  The FIRM may also show a delineation of the regulatory floodway. 

Once the "insurance risk zone"  (commonly referred to as the flood zone) is determined, actuarial rates, based on these risk zones, are then applied for newly constructed, substantially approved, and substantially damaged buildings.  FEMA uses these rates to determine the insurance rate you will pay for flood insurance

FEMA's Digital Flood Maps

FEMA discontinued the production and distribution of paper flood maps in 2009 as part of its Digital Vision Initiative. This affected all the Flood Maps, boundary information, and study reports. However, clients can still view the products for free through their website or buy them in digital format.

To view these flood maps online, go to FEMA's Map Service Center and key in your address (hi-lited area shown here) search for your home.  This will prompt you to then select the map that covers your area.  The Flood Maps are somewhat cumbersome to use online. It is best to go through the tutorial on the bottom right of the address search page for an easier and more effective use of the GIS map.

Enterprise Flood Maps by FEMA

If you are located in the City of Montgomery, you might also want to check the Enterprise Interactive GIS maps for more information and a little easier interface. Check the FEMA Flood Insurance Rate Map box on the left to view the flood zones on this map.

Call Enterprise Land Surveying at  (888) 936-8426 or  contact us if you need help with this process or if you discover you are near a flood zone and need an elevation survey completed.  We are here to help you minimize your flooding risk.